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Hurricane Matthew Flood Insurance Claims Help, North Carolina

HomeNorth CarolinaHurricane Matthew Flood Insurance Claims Help

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Tom Young
Tom Young
Attorney • (813) 251-9706

Public Adjuster or Attorney? Who should I hire for my North Carolina flood insurance claim?

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While there are public adjusters who work independently of insurance companies that North Carolina flood victims may hire after Hurricane Matthew, by instead hiring a law firm with an adjuster on staff, insureds can enjoy the benefit of both an adjuster and multiple attorneys representing their interests. In essence, the latter is a two-for-one deal.

Why hire a sole adjuster acting independently when you can retain an entire flood insurance legal team complete with an in-house adjuster – for the same price, or even less? In fact, if you engage our legal team you owe us nothing if we are unable to increase the insurance company’s initial offer. We only take a percentage of the additional amount we are able to negotiate. We stake no claim to the amount you could get without us.

Public adjusters typically take 10% of the entire settlement amount, whether they add any value to the insurance company’s original offer or not. Simply put, at our law firm we are only paid a percentage of the difference between the original and final offers. As such, there is little-to-no-risk to you, the insured. Our involvement is a win-win for all parties. With a public adjuster, you’ll likely pay 10% of your insurance proceeds regardless of the adjuster’s performance. That may just be a “win” for him, not you.

More importantly, when the time comes to negotiate a settlement – and make no mistake, when dealing with an insurance company, it is a negotiation – all of the resources of our legal team can be brought to bear. Namely, we have the option to litigate, as attorneys on our team are licensed to practice law in North Carolina. The insurance company knows that. And while no one wants to go to trial, we will not hesitate to do so if justice requires (additional fees may apply if we file a lawsuit). If you are instead working with just an independent adjuster, you can bet the insurance company knows that he cannot represent you in a court of law, and thus the insurer’s offer may reflect that reality.

We are dedicated to helping North Carolina recover from Hurricane Matthew. Full and fair payments to victims from insurance companies are a critical part of that recovery. We want to make sure that happens.

With this in mind, we are hosting a free Community Meeting on Monday, November 7th from 5-7 PM at the Quality Inn & Suites in Tarboro. Louisiana flood insurance attorney J.R. Whaley will present live via Skype from Baton Rouge where he is currently representing home and business owners devastated by that city’s flood of August 2016. If you can’t make it to Tarboro on Monday, you may also attend virtually by registering for our webinar.

Visit NorthCarolinaFloodClaims.com for more information about how our legal team can help you, your family and your business.

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